Time ... Time is the one thing I have a wealth of that I don't owe anybody. You may not yet be debt-free, but as long as you have more time than money, you have plenty of time to repay whatever money you may owe.
Even if you run out of money; if you still have time you can use that time to make more money. If/when you run out of time, it doesn't really matter how much money you may or may not have.Does it?
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